Sample Insurance Website 916.768.9581  
  Home About Us Get A Quote Carriers Customer Service Contact Us
 
Get a Quote
Interested In
Zip Code
Insurance Options
 
Browse through a variety of the best insurance options now...Get Started
Auto Insurance Options
 
Browse through a variety of the best benefits insurance options...Get Started
Business Insurance Options
 
Browse through a variety of the best business insurance options...Get Started
Homeowners Options
 
Browse through a variety of the best homeowners options...Get Started
Life Insurance Options
 
Browse through a variety of the best personal insurance options...Get Started
Get A Quote Auto Insurance Life Insurance Homeowners Insurance Business Insurance
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form
Term Life Quote Form

Life Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request Declaration and Coverages Page for Existing Life Insurance Coverage

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

  Our Site Links

Home Page
Who We Are
Our Carriers
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
Type of Insurance

Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Disability Insurance
Policy Review
Contact Info

McCartney Insurance Brokers
2617 Eastern Ave
Sacramento, CA 95821

PH: 916-768-8158
FX: 916-273-5657
License #: 0D88221
FacebookTwitterLinkedInGoogle+RSS FeedYouTube

Quote from some of the best carriers